Yes, the card will work on XP, just make sure you install the right drivers. I'm running a Geforce GTX 260 that's DX 10 and PCIe 2.0 x16 compliant, and it runs fine. Also, if your motherboard's slots are only PCIe 1.x, you can still use the card. The cards are backward compatible with the older PCIe standard.
Just be sure your power supply can handle the card as well. If it's a beefy card, some take two power connectors. Physical space can be an issue as well. My card fits my case, but just barely, and I had to move two hard drives around to get it to fit.
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